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Umbrella Insurance


Get over a dozen umbrella insurance quotes from one local, experienced agency.

Finding Great Umbrella Insurance Just Got Easier

Skip the unpleasantness of comparison shopping for umbrella insurance. We’ll help you determine the coverage you need and tell you which insurance companies are offering the best rates.

Here are some of the companies we compare:

Umbrella Insurance Coverage

Personal Liability – Add an additional layer of liability protection that picks up where your underlying home, auto, or other policies stop. Up to several million dollars of coverage is available.

Uninsured/Underinsured Motorist Liability – Protect your family from irresponsible drivers by adding um/uim coverage to your umbrella.

Personal Injury Coverage – Protects you from libel, slander, and defamation claims.

Worldwide Coverage – Protects you from incidents that happen abroad.

And much more

 How Umbrella Coverage Works

A personal umbrella provides liability insurance above and beyond your other insurance policies. For example, most auto insurance policies will only provide up to $500,000 in coverage. An umbrella policy begins where the underlying auto policy ends. In this scenario, if you’re sued for $1M, your underlying auto would cover the first $500,000 and your umbrella would cover the remaining $500,000.

Your umbrella doesn’t just cover you for auto liability. One liability umbrella provides additional coverage beyond all your underlying policies, including the personal liability on your homeowners insurance, boat insurance, and more.

And you might be surprised how affordable it is to add an extra million dollars in coverage for your family.

 Do I Need Umbrella Insurance?

Many people think umbrella insurance is only for the wealthy. While it’s very important coverage if you have much to protect, umbrella insurance should also be considered by the average middle class family. 

It doesn’t take much to imagine a scenario where an auto accident could lead to more than $500,000 in damages and medical bills. Without umbrella coverage, you could be on the hook for the additional costs. If you don’t have the money, your wages could be garnished.

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