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Worker’s Compensation Insurance


Get over a dozen workers compensation insurance quotes from one local, experienced agency.

Shopping for Worker’s Compensation Insurance Just Got Easier

Skip the unpleasantness of shopping around for workers comp insurance. We’ll help you determine the coverage you need, what your business qualifies for, and tell you which insurance companies are offering the best rates.

Here are some of the companies we compare:

Worker’s Comp Insurance Coverage

Injury & Illness – Covers employees if they are hurt or made sick on the job.

Owner Coverage – Optional coverage to include the owner on the policy.

Medical Expenses – Pays medical expenses for employees that are injured on the job.

Rehabilitation Costs – Pays rehabilitation costs for employees that are injured on the job.

Death Benefits – Pays the family of an employee that is killed on the job.

And much more

 How Much Does Work Comp Cost?

The cost of worker’s compensation insurance varies by the total salary the business pays each year, the industry of the business, and the “experience rating” of the business. An experience rating changes rates up or down based on the actual losses experienced by the individual business. Safe companies pay lower rates.

   Do I Need Workers Comp Insurance?

In the state of Minnesota, any business with employees that are not owners must carry worker’s compensation insurance. Even some businesses without employees may need to carry workers comp insurance to satisfy contract requirements. We can offer an “if any” policy for owners without employees in such a situation.

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